Julia Unwin has set out the PACT challenge to civil society – how to reconnect with underserved communities, and to enable people to lead their own futures. What does this mean for social investment? How do we understand our “end-users”, hear what they believe “good” would look like, and ensure we enable people to be more capable and confident to solve their next challenge. This is about community finance, about the ethics of our work, and about the highest point of impact: empowering people.

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